TERMS & CONDITIONS

Effective Date: February 2026
Company Name: AdvantEdge Wealth


1. Acceptance of Terms

By accessing or using the AdvantEdge Wealth website (“Website”), you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree, please discontinue use of this Website.


2. Informational Purposes Only

All content provided on this Website is for informational and educational purposes only.

Nothing on this Website constitutes:

• Investment advice

• Financial planning advice

• Legal or tax advice

• An offer to buy or sell any financial product

You should consult with a licensed financial professional, tax advisor, or attorney before making any financial decisions.


3. No Client Relationship

Use of this Website, including submitting contact forms or scheduling consultations, does not establish a client-advisor relationship.

A formal client relationship is only established after:

• Required documentation is completed

• Appropriate agreements are signed

• Compliance approval (if applicable)


4. No Guarantees

Past performance does not guarantee future results.

AdvantEdge Wealth does not guarantee:

• Investment returns

• Financial outcomes

• Tax results

• Insurance approvals

All financial decisions involve risk.


5. Third-Party Links

This Website may contain links to third-party websites. AdvantEdge Wealth is not responsible for the content, accuracy, or privacy practices of external websites.


6. Intellectual Property

All content on this Website, including:

• Logos

• Branding

• Graphics

• Text

• Design elements

is the property of AdvantEdge Wealth and may not be copied, reproduced, or distributed without written permission.


7. Limitation of Liability

To the fullest extent permitted by law, AdvantEdge Wealth shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this Website.


8. Compliance & Regulatory Disclosure

Financial professionals associated with AdvantEdge Wealth may be licensed insurance agents and/or registered representatives of affiliated entities. Products and services are offered only in states where properly licensed.

Additional disclosures may be provided upon request.


9. Privacy

Use of this Website is also governed by our Privacy Policy, which explains how personal information is collected and used.


10. Modifications

AdvantEdge Wealth reserves the right to modify these Terms & Conditions at any time without prior notice. Continued use of the Website constitutes acceptance of any changes.


11. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles.


PRIVACY POLICY

Effective Date: February 2026
Company Name: AdvantEdge Wealth


1. Introduction

AdvantEdge Wealth (“we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website.

By using this website, you consent to the practices described in this policy.


2. Information We Collect

We may collect the following types of information:

A. Personal Information You Provide

When you:

• Submit a contact form

• Schedule a consultation

• Request information

• Subscribe to updates

You may provide:

• Full name

• Email address

• Phone number

• Any information you voluntarily submit


B. Automatically Collected Information

We may collect certain technical data automatically, including:

• IP address

• Browser type

• Device information

• Pages visited

• Time spent on the site

This information helps us improve website functionality and user experience.


3. How We Use Your Information

We use collected information to:

• Respond to inquiries

• Schedule appointments

• Provide requested information

• Improve website performance

• Maintain internal records

• Comply with regulatory obligations

We do not sell, rent, or trade your personal information to third parties.


4. Sharing of Information

We may share information only when necessary:

• With licensed affiliates or associated professionals

• With service providers that support website hosting, scheduling, or communication

• When required by law, regulation, or legal process

All sharing is limited to legitimate business purposes.


5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no method of transmission over the internet is completely secure. We cannot guarantee absolute security.


6. Cookies & Tracking Technologies

Our website may use cookies or similar technologies to:

• Improve user experience

• Analyze website traffic

• Customize content

You may adjust your browser settings to disable cookies if preferred.


7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.


8. Your Choices

You may:

• Request access to your personal information

• Request corrections to inaccurate information

• Request removal from communications

To do so, contact us at:
[email protected]


9. Regulatory Compliance

Financial professionals associated with AdvantEdge Wealth may be subject to federal and state privacy regulations, including applicable financial privacy laws. Additional disclosures may be provided where required.


10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.


11. Contact Information

If you have questions regarding this Privacy Policy, please contact:

AdvantEdge Wealth

Miami, FL

[email protected]
(305) 725-3804